Spartan Financial Partners, a division of American Credit Acceptance, specializes in providing capital solutions for buy here pay here dealers and independent auto finance companies nationwide. Our goal is to understand each client’s capital needs and objectives and to provide a unique solution to the client.

Our flexibility, industry expertise and private capital sources enable us to meet the full spectrum of our clients’ financing needs. American Credit Acceptance provides credit underwriting and servicing expertise to ensure that Spartan Financial manages the risk of each transaction. Spartan Financial’s team possess years of asset-backed lending, leverage finance, capital markets and automobile finance expertise.

Spartan Financial’s access to capital, industry expertise, and flexible financial solutions enable us to meet the financing needs of automobile dealers and finance companies throughout the United States.